55 - The Calendar Strategy: How to Automate Your Dining Discounts (And Never Pay Full Price Again)

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I recently did something a little crazy—but financially brilliant. During the holiday sales, I stocked up on restaurant gift cards. You know the ones: “Buy $100, Get $25 Free.” I bought them for my favorite local spots: the Irish pub around the corner, the pizza place we love on Fridays, and the nice steakhouse we save for special occasions. Mathematically, I was already winning. By getting $125 worth of food for $100, I had locked in an instant 20% discount on my future meals. But then I thought: How can I stretch this even further? The gift cards are great, but they are only one part of the equation. Most of these restaurants also offer weekly specials—Half-Price Burgers on Mondays, Taco Tuesdays, Kids Eat Free Wednesdays, or Happy Hour appetizers. If I used my discounted gift cards only on nights when the food was also discounted, I wouldn’t just be saving 20%. I’d be saving 50%, 60%, or even 70% off the regular menu price. The problem? I can never remember which restaurant has the ...
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12 - GoodRx is not the only prescription card you should consider to save $$$.

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When it comes to saving money on prescriptions, most people know about GoodRx—but there’s a whole world of discount cards out there that can help money savers like you and me keep more cash in their pockets! I’ve personally used SingleCare, WellRx, CleverRX, RxSaver, ValpakRx, and America’s Pharmacy (though a couple might not be around anymore). The truth? There’s no single “best” card. They ALL offer slightly different pricing depending on the medicine and the pharmacy—sometimes by a LOT!

How do these cards work?

Just like GoodRx, these other cards give you coupon prices at the pharmacy counter. The card isn’t insurance and won’t count toward your deductible, but honestly, the deals can be so big that paying a little out-of-pocket is still worth it. You can get the card online, download an app, or even print out coupons right from their website.

Money Saver's Prescription Strategy:
  • Check EVERY card before filling your prescription. I almost always compare at least 5 or 6—it takes an extra minute, but I’ve seen savings swing by $10–$30 depending on the card and the pharmacy.
  • The prices quoted by each card aren't always the exact prices at the pharmacy, but they are usually close. Be careful for "Subscription Prices" if you pay a fee, and "Initial Offers" for first time card users.
  • Ask your pharmacist to check for lower prices. Many will check for you if you show them your phone or a printout!
  • Rotate cards. If a deal disappears for your medicine, try another card—sometimes a new promo pops up.
  • Don’t forget the big chains. Walgreens, CVS, Walmart, and many grocery stores often honor these discount cards, but always confirm at the counter.
  • It won't count toward your deductible (if you have insurance), but if your coverage isn’t great or your deductible is high, these cards can really take the sting out of those monthly refills.
I have all of my pharmacy apps in a folder on my phone. Try a few and see which one wins for each of your meds. I go to Walmart for two of my prescriptions and Meijer for the other two. It saves me about 50% on each prescription!

Have a favorite card that saved you big? Drop it in the comments so we can all pinch a few extra pennies!

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