55 - The Calendar Strategy: How to Automate Your Dining Discounts (And Never Pay Full Price Again)

I recently did something a little crazy—but financially brilliant. During the holiday sales, I stocked up on restaurant gift cards. You know the ones: “Buy $100, Get $25 Free.” I bought them for my favorite local spots: the Irish pub around the corner, the pizza place we love on Fridays, and the nice steakhouse we save for special occasions. Mathematically, I was already winning. By getting $125 worth of food for $100, I had locked in an instant 20% discount on my future meals. But then I thought: How can I stretch this even further? The gift cards are great, but they are only one part of the equation. Most of these restaurants also offer weekly specials—Half-Price Burgers on Mondays, Taco Tuesdays, Kids Eat Free Wednesdays, or Happy Hour appetizers. If I used my discounted gift cards only on nights when the food was also discounted, I wouldn’t just be saving 20%. I’d be saving 50%, 60%, or even 70% off the regular menu price. The problem? I can never remember which restaurant has the ...

21 - Water is free, so save money by not buying beverages!


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When’s the last time you added up what you spend in a month on drinks that aren’t water? Seriously—soda, juice, sports drinks, energy drinks, fancy coffees, and alcohol all seem like “little treats,” but they add up shockingly fast. For most of us, these aren’t necessities… they’re just habits. If you’re looking for a simple, sustainable way to cut costs in your everyday budget, look no further than what’s in your cup.

Sit down with your bank statement and tally up last month’s beverage spending—you could be pouring hundreds of dollars down the drain each year! But good news: there are dozens of ways to save without sacrificing enjoyment.

Water: The Original—And Still Free—Beverage
The average American household spends hundreds every year on drinks. Water, on the other hand, is basically free (especially if you’re using tap water and a reusable cup). Imagine swapping even HALF of your “paid” drinks for water—your body and your wallet will thank you.

If you don’t already love water, you’re not alone! But there are easy (and cheap) ways to make it more appealing:
  • Chill it: I find ice-cold water much more satisfying. Keep a pitcher in the fridge, or freeze ice cubes with a bit of lemon juice or berries inside for flavor and fun.
  • Infuse it: Add a few slices of cucumber, lemon, mint, or even an orange wedge. You can refill the same pitcher all day, getting more “mileage” from your fruit.
  • Invest in a reusable bottle: Make it a habit to carry your own water—no more expensive impulse buys from vending machines.
Upgrade: Make-At-Home Alternatives
If you love a little caffeine, there’s no need to pay for expensive drive-thru or bottled drinks:
  1. Homemade Coffee & Tea: A pound of coffee beans can make 40–60 cups for the cost of two lattes. Experiment with different grinds and flavors at home—you’ll find your favorite in no time. The same goes for loose-leaf tea: pennies per serving, endless ways to personalize.
  2. DIY Iced Drinks: Cold brew, iced tea, or fresh lemonade can all be made at home for a fraction of store prices. Try brewing a week’s batch and storing it in the fridge, ready to pour. Pro tip: sweeten with a little honey, lemon, or zero-calorie sweetener for variety.
  3. Sparkling Water: If you crave bubbles but want to skip soda, get a SodaStream or similar carbonator and add lemon or lime. No sugar, no cans, and less money per fizz.
Buy smart when you do want something special
Maybe you don’t want to cut out beverages completely—no problem! You can still save in a big way by being smart about your purchases.

1. Try Generic Brands: 
  • Generic sodas, juices, and bottled waters are often half (or less) the cost of name brands—and sometimes taste just as good. 
  • Case in point: Walmart’s Mountain Lightning is a dead ringer for Mountain Dew, but at $1.00 per 2-liter, it’s precisely one-third the price.
  • Experiment with store brands, especially for mixers, flavored waters, and kids’ drinks. If no one in your family notices a difference, you’ve scored yourself a not-so-little win!
2. Look at the Per Ounce Price
  • Retailers are counting on us to ignore the “unit price”—but a quick glance shows how much those smaller bottles and cans really cost. Two-liter bottles are usually the cheapest, followed by 12-pack cans, with single-serve and mini-bottles the most expensive.
  • Here’s a recent comparison at my Walmart for Zero Sugar Pepsi:
    • 2-liter bottle (sale): 3.0 cents/oz
    • 2-liter bottle (regular): 3.9 cents/oz
    • 12-pack cans: 3.9 cents/oz
    • 24-pack cans: 4.2 cents/oz
    • 12-pack bottles: 4.3 cents/oz
    • 6-pack bottles: 4.9 cents/oz
    • Mini-cans: 9.5 cents/oz
    • 20 oz bottles: 14.7 cents/oz
    • And generic 2-liter? An extremely reasonable 1.5 cents/oz!
  • So before you fill your fridge with individually-sized beverages for “convenience,” remember you’re paying triple—or more—for the same product! Is cracking open a can really worth paying several times the price?
3. Shop the Sales
Beverage prices fluctuate more than most groceries. Cycle through your grocery store’s sale flyers or scan your store’s app for weekly deals. Large packs and multi-buy offers can save you big… just be careful not to overbuy and waste. When your favorite goes on sale, stock up!

4. Buy In Bulk—But Only If You’ll Use It
Warehouse stores like Costco, Sam’s Club, and BJ’s have massive beverage deals, but only if you’ll actually drink what you buy (and have somewhere to store it). Go in on a case with a friend if you just want a few bottles.

5. Reuse and Upcycle
Skip single-use drink containers and opt for reusable water bottles, coffee mugs, and thermoses. Not only will you save money, but you’ll cut down on plastic waste—a win for your wallet and the environment.

More Old-School, Budget-Friendly Tips
  • Dillute Juice: If you must buy juice, mix it half-and-half with water or soda water. Kids (and most adults) get used to the lighter flavor, and you stretch your jug almost twice as far.
  • Serve Water First: At restaurants, ask for water by default—not soda, not alcohol. The upsell is real, and a $30 dinner can easily jump over $50 with drinks!
  • Limit Alcohol: Consider alcohol as a true treat. Reserve it for special occasions and skip pricey cocktails—homemade versions cost a tenth the price.
  • Make It a Game: Keep a running tally—every time you skip a “bought” drink, move the cost into your savings account. Watch your “drink fund” grow!
  • One for the Road: Keep an unopened drink in your car so you don't have to buy one at the drive-thru when you are thirsty! Just keep in mind that plastics and heat don't mix well, so choose wisely.
  • Choose Tap (or Filtered) Water: Bottled water isn’t always safer or healthier—and city tap water may be strictly regulated. If you’re worried about taste, invest in a Brita or PUR filter; you’ll pay pennies per gallon.
What About When You Do Buy?
Sometimes you just need a “treat yourself” moment—whether it’s a coffee out or your favorite bottle of soda. When you do:
  • Use loyalty programs: Starbucks, Dunkin’, and convenience store apps all reward regular drink buyers with freebies or discounts.
  • Find coupons and digital deals: Apps like Ibotta, Fetch, and grocery store loyalty apps often have cashback or coupon offers on drinks.
  • Mix your own: Instead of fancy coffee drinks—or even smoothies—try homemade versions for less sugar, less money, and just as much flavor.
Final Thoughts: Small Habit, Big Payoff
Swapping out expensive drinks for free (or nearly free) water is one of the easiest and highest-impact moves you can make for monthly savings. Your grocery bill drops, your health may improve, and you’ll quickly realize that most “must-have” drinks are just habits—not needs. By being mindful, mixing in budget-friendly home beverages, and shopping smart when you WANT a treat, you keep satisfaction high and spending low.

Try this challenge for a week: drink only water at home, track what you DON’T spend, and put the savings toward something you actually love. I guarantee your wallet—and maybe even your waistline—will notice!

If you have your own tips or favorite ways to make water more exciting, share them in the comments. Here’s to less spending, better hydration, and an easier path to saving—all one glass of water at a time.

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